Underwritten by The Chesapeake Life Insurance Company
Accident - Companion
Chesapeake's Accident Companion plan is designed to be paired with health insurance to assist with the payment of the deductible and coinsurance in the event of an accident. The plan pays cash benefits for a first occurrence of accidental injuries resulting in hospital confinement or treatment in an emergency room or urgent care facility, including follow-up treatment and follow-up physical therapy after coverage becomes effective.
Accident - Critical
Chesapeake's Critical Accident Direct plan pays a one-time lump sum benefit for an accidental injury resulting in quadriplegia, paraplegia, hemiplegia, burns or coma that occurs after coverage becomes effective.
Accident - Lump Sum
Chesapeake's Accident Direct plan pays a cash benefit when hospital confined within 45 days due to the first occurrence of accidental injuries that occur after coverage becomes effective. Chesapeake's ProtectFit Plus plan pays cash and daily benefits for accident-related care such as emergency medical care, hospitalization, in-hospital rehabilitation, disability or other covered expenses after coverage becomes effective.
Chesapeake's CancerWise plan pays a one-time lump sum benefit if first diagnosed with internal cancer or malignant melanoma after coverage becomes effective. Subject to a 30 day waiting period.
Chesapeake's Critical Illness Direct plan pays a one-time lump sum benefit upon a first occurrence of a qualified event such as a heart attack or life-threatening cancer after coverage becomes effective. Subject to a 30 day waiting period.
Chesapeake's Basic and Premiere Dental PPO plans can complement most health insurance plans by providing a range of covered services and savings through Careington's Maximum Care network. Covered expenses include routine cleaning, x-rays and more. Some benefits have a waiting period, but routine cleanings are immediate after coverage becomes effective.
Chesapeake's disability plans pay a monthly benefit for a diagnosis of total disability up to 12 or 24 months, subject to an elimination period and income limitations. Accident Disability Direct provides coverage for accidental injuries only and the Income Protection Direct plan provides coverage for both illnesses and accidental injuries.
Chesapeake's Premiere Vision plan provides a routine eye exam for each insured person, per 12 month period, with no co-pay. There is a $10 co-pay for frames, uncoated plastic lenses, or corrective contacts up to a $120 allowance. Through EyeMed Vision Care's SELECT network, thousands of retail providers also provide additional savings for eyewear needs.
The Hospital Confinement Direct plan offers four budget-friendly benefit level options that may help to provide the extra layer of protection you need. The money can be used to pay unexpected medical costs or everyday living expenses.
Metal Gap Plan
They help you manage out-of-pocket expenses such as deductibles, coinsurance, and co-payments. This type of coverage is especially important to those who may have health insurance plans with lower premiums but higher out-of-pocket expenses.
Simplified Issue Convertible Term Life Insurance Designed to provide comfort for your family.
CancerWise + HeartWise
Combining Critical Illness coverage with a health insurance plan can provide an extra layer of financial protection to help you feel more comfortable with your insurance coverage.